Julie Hiltsley

A seasoned leader with over 40 years’ experience in loan origination, office management, underwriting, quality control and processing. Major strengths of innovative organization, persistence, effective communication, and troubleshooting: all qualities necessary to ensure loan closing within deadlines.

Loan Origination: Advise clients on loan programs and financial alternatives. Analysis of financial statements, corporate and personal tax returns for feasibility of repayment. Area of expertise in the coordinating of fundings between clients, escrow, and investor. Highly successful in negotiations with investors and lenders.

Management: Managed all phases of operating a loan origination branch of twelve processors and nineteen loan officers. Manager of loan processing staff. Recognized for analytical and organizational abilities. Excellent people skills ensured smooth transaction and cooperation from all parties. Commended for ability to assure leadership of a difficult situation.

Underwriting: Head of underwriting all FHA and Conventional loans for San Diego, Orange County and Sacramento. Delegated underwriter for FHA.